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How To Shop Online And Not Pay A Dime

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Last Updated on October 26, 2020 by Yovana

Did you know you can save 50% or more from shopping online versus going to a store? Well this is very much true if not almost free. There are millions of coupon and cash back applications that make this possible for everyone. This is in addition to the millions of rewards programs most of these retailers already offer. You can also get rewards and a percentage of your cash back from everyday purchases through certain types of credit cards. If you think about it, you can shop online for cheap and not pay a dime!

Lets think about that for a second. You don’t have to deal with traffic, put more wear and tear on your car, waste more time out of your day or spend more gas money than needed because you can shop online without all of this hassle. AND you will be getting the best savings out there and cash back for all of your purchases. This makes your online shopping purchases basically free if you can swing it the right way. Plus, more rewards.

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White Roses, pink purse and a can of black paint in the background with the title of article in front. Title is: How to shop online for cheap

Here are the top applications and rewards programs to shop online and not pay a dime!

Who doesn’t love savings, rewards and cash back?


Screenshot of ebates screen stating "Up to 40% Cash Back. Over 10,000+ Coupons and 2,000+ stores

Ebates has been around the longest, since 1998. It has 2,000+ participating merchants that you can get a percentage of cash back on your purchase. These merchants include Amazon, Kohl’s, JCPenney, Nordstrom, Target, Macy’s, Lowes, etc. You name it, and I bet Ebates can find a way to get cash back on it. Plus, they give you a $10.00 bonus just for registering for ebates and it is 100% free to use! They also offer 10,000+ coupons and coupon codes to stack your savings. Get free $10 today with this link.


Ibotta post image

Ibotta is an awesome cash back app that you can earn by scanning your receipts or by shopping through their app or online portal. The real hidden gem to this app is the cash back options are much higher when shopping through their app and the online offers presented there then they are for scanning the receipt offers. Sign up for Ibotta with this link and get a $10 bonus, which you can withdraw via Paypal, Venmo or a variety of gift card options. 

Amazon Prime Rewards Card

amazon prime rewards credit card

With the Amazon Prime Rewards Card I get so much cash back a month, I can’t keep track sometimes. That is why this is the only credit card I will allow myself to have. I get so much cash back with it that any purchase I make on Amazon is free most of the time! With the Amazon Prime Rewards Card you can get 1%-5% back on purchases, depending on where you make the purchase. You get 5% back if the purchase is at, 3% back if the purchase is at restaurants, gas stations and drug stores and 1% back on all other purchases. The best thing about this card is no matter where you are, you are atleast always getting a portion of your cash back!

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honey app and honey website on lasptop screenshot

Honey is a great money saving coupon and cash back app that works like a dream. It’s cash back portion of the app is called HoneyGold and is much like Ebates but faster and easier to use. When you are making online purchases, honey will step right in and ask you if you would like to apply any coupon codes and also let you know how much cash back you will be getting for the purchase. It also has an amazon integration feature, which if you combine with the 2 above ways to save on online purchases the limits are endless to how much you can save!


Snapshot of BeFrugal website home page with a Piggy Bank with Money Sunglasses on

BeFrugal has a strong cashback program that can compete with any competitor. They 100% guarantee the highest cash back percentage at 5,000+ participating merchants. Among the merchants are Walmart, Sam’s Club, Rite-Aid, Dell, Shutterfly, Eddie Bauer, Under Armour, American Eagle, Macy’s, etc. This is another program that offers a free $10.00 just for signing up and they also offer coupons. You will get an additional $10 when signing up with this link.


How TopCashBack works listing the 5 steps on how it works

TopCashBack offers both cash back programs and coupons! They have 3,500+ merchants that include Amazon, eBay, Groupon, Walmart, Lowe’s, Gap brands, Macy’s, American Eagle, and many others. You can take money out whenever you want. Once your cashback hits the pending status, you can withdraw that amount!

Sounds great, right? Well, what are you waiting for? Want to get a $5 amazon gift card? Use this link for a free $5 amazon gift card, today!

What other ways do you love to save on shopping? Tell us in the comments below!

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How To Shop Online And Not Pay A Dime

45 thoughts on “How To Shop Online And Not Pay A Dime”

  1. Hey! Someone in my Facebook group shared this website with us so I came to take a look. I’m definitely loving the information. I’m book-marking and will be tweeting this to my followers! Fantastic blog and amazing style and design.

  2. I’m really impressed with your writing skills and also with the structure to your blog. Is that this a paid topic or did you customize it your self? Anyway stay up the nice quality writing, it’s rare to look a great weblog like this one these days..

  3. Amazon is my favorite one..but I didn’t know there is so many other programs that can help to save money when we shop. Going to sign up with some of them. Thanks for sharing.

  4. I have eBates and Amazon Prime Rewards and while I don’t remember to use eBates, Amazon is a regular for me. I will check out the others as they would come in handy when I need additional discounts.

  5. I love Topcashback besides Ebates, because they offer sometimes even better cashback. Thank you for these tips! I just got the Amazon card and loving it.

  6. I love online shopping because of all the savings too! I have heard of some of those options but not others like Honey. I will have to check it out!

  7. I use ebates but its really only good on my computer because my browser reminds me to login. When on my phone and apps I do not get the notifications. It would be nice to buy everything online but its not possible for some stuff.

  8. I have grown very knowledgeable shopping online over the last two years. Living in Korea and not being tiny boned, shopping online is the only way I can find clothes that fit.

  9. Awesome! I’m all about saving money, and living in the sticks I like to shop online. Thank you! I hadn’t heard of a few of these.

  10. Great tips. So many of us shop online now. We need to be more savvy about it, as the retailers are saving and making money through the huge surge in online shopping.

  11. I just recently became a HUGE fan of online shopping! And you can’t go wrong with saving money πŸ™‚ Thanks for the tips, I will be definitely checking these out!

  12. I do almost all of my shopping on line. It is too people-y to shop in stores. I also love Beatles and Groupon.

  13. I have been considering signing up for Amazon Prime, but haven’t yet. This was just the boot I need πŸ™‚

  14. Ooo this are all great tips. I just downloaded honey and am really excited to see what discounts it finds for me! Thanks for sharing, this is so helpful!

  15. I signed up for Be Frugal and Top Cash Back! πŸ™‚
    How do these compare to Ebates? I’ve been using Ebates for awhile now and I’m in love with how they work, but it’s still great to get some savings from them. What are the big differences between these three? Thanks!

    1. TopCashBack is suppose to have the highest cash back rates but befrugal also claims they do. I believe they both have about the same but are BOTH higher than ebates. But ebates gives you the most money for referrals. Try them all and you won’t lose ;).

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