10 things you are throwing away your money on

10 Things You Are Throwing Away Your Money On

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As everything has gotten so automatic with the rise of bill paying online, we tend to forget where our money is going. Along with that, we all belong to more than one streaming service that we probably don’t even use! These are among the many things you are throwing away your money on.

I recently checked my PayPal auto payments and found some old ones that were canceled were still paying out of my bank account. This prompted me to contact who the payments were going to and ask for a refund due to the cancellation that was done 2 years ago but there was an error on the companies and PayPal’s end. This had me thinking to check all of my online bill paying services that I have set up to make sure I know where my money is going. I bet there are things you are throwing away your money on as well. We need to tie up any other loose ends because in this case, loose ends are lost money.

In my investigation into my own finances and monthly online auto payments, I found there are some things we are all throwing away our money on.

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10 Things You Are Throwing Away Your Money On

Here are the top 10 things you are throwing away your money on!

Stop throwing away your money and feel better about your financial future.

Unnecessary streaming services

I bet you use Netflix religiously and so do I! Not only because it is the cheapest streaming service out there but also because I love the Netflix original series and movies. I also have Hulu for TV shows and of course my Amazon Prime. But I recently found I was still paying for Shudder (an online horror genre streaming service). When I first signed up for Shudder, I was trying to find hidden horror gems that I couldn’t find on the other streaming providers. However, I found Shudder had a lot of the same stuff Netflix had and completely forgot about canceling the subscription.

Think of any subscriptions you have to streaming services that you don’t even use and cancel them immediately.

Unnecessary subscriptions

Last year I had a mini obsession with subscription boxes. Among the many were FabFitFun and the Moon Box. The Moon Box ended coming every month and for about $50 a pop, it just wasn’t worth it for me. However, I set up my FabFitFun box to come every season (Fall, Winter, Spring, and Summer) and for a number of products you get in each box, it is totally worth it. Sign up and get $10 off your FabFitFun box subscription with this exclusive link I got for my readers. It ends up being a whole lot cheaper than buying my own beauty products here and there since I have all these great products from the FabFitFun box and no reason to go out and get random ones here and there from Sephora or Ulta!

PayPal linked recurring payments

As mentioned above, I recently went through my PayPal linked recurring payments and cleaned them up. This resulted in a nice refund from one company because the fact they were still taking payments after my cancellation 2 years ago was a huge error on their part. Go through your PayPal linked recurring payments by going to the PayPal website, and checking your ‘Activity’.

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Going out to eat

Going out to eat is a big money guzzler. What you can make at home for about $10, usually costs twice as much or even three times as much when you are out eating at a restaurant. They also add a ton more calories at restaurants for flavor so you might lose some weight AND save money by eating at home instead.

Going out to drink

You will be amazed how much money you save by just NOT drinking alcohol. It also will do a number of benefits to your health when you quit drinking. It adds up quickly at around $5 per drink, on average, when you are out drinking. If you quit drinking just 1 drink a day, you can save an extra $35 a week!

Paying full price on clothing in the actual store

Before you go to Macy’s tonight to look for a cute cardigan in whatever color you think you don’t have, go on Amazon instead. I found the cutest cardigan on Amazon recently for only $1.10 and the quality is actually good! They also have literally every color imaginable. I also love the packs of tank tops you can get from Amazon for super cheap and in every color!


Not paying bills on time

Not paying bills on time come with some nasty fees. When I am late on my student loans they basically double my payment which means I am throwing away money on absolutely nothing! It could have been prevented by paying on time, which is why I have set up automatic payments for my student loans along with an alert that tells me when that payment happens so I know where my money is going and when it goes. I have done the same for my car insurance, electric bill, and other important payments. These are things I cannot afford to be late on.

Unnecessary outings

Seeing that brand new movie at the dine-in theater with the reclining chairs or going out to get my nails done for no reason at all are among the many unnecessary outings that we throw our money away on. We get bored, so we go out and throw money away. There are tons of things you can do for free and still have fun. Check out your local free zoo, go for a hike or watch a movie at home on Netflix.

Not ordering online

Ordering on Amazon makes everything easier and cheaper for me. Also, I have found a couple of meal delivery services to be an amazing saving opportunity vs. your weekly grocery shopping. Get in on the action and start saving on your groceries with ordering your meals from services such as Love with Food or HelloFresh!
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Not using a rewards card

Using rewards cards gets you some great savings! Now that everyone is offering them, no matter where you shop, why not get in on the action because paying full price is just throwing away your money these days.

With the Amazon Prime Rewards Card I get so much cash back every month. That is why this is the only credit card I will allow myself to have. I get so much cash back with it that any purchase I make on Amazon is free most of the time! With the Amazon Prime Rewards Card you can get 1%-5% back on purchases, depending on where you make the purchase. You get 5% back if the purchase is at amazon.com, 3% back if the purchase is at restaurants, gas stations and drug stores and 1% back on all other purchases.

The best thing about this card is no matter where you are, you are at least always getting a portion of your cash back! I got $150 back already this month and used it to buy some stuff for our yard and camping this weekend! Isn’t that awesome? I basically got $150 worth of stuff from Amazon for free, all because I decided to give a rewards program a chance. Sign up today for the Amazon Prime Rewards Card and start getting cash back on your regular purchases with this link.

Related:

How To Shop Online And Not Pay A Dime

9 Unusual Ways To Make Some Extra Cash

The Best Ways To Sell Your Stuff Online And Actually Make Some Money

How To Work From Home Doing Anything You Want

These Apps Want To Give You Money

Make Money For Your Spring Cleaning

 

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29 comments
  1. I hate throwing money away too. I wish I had more patience to use coupons and look for sale items.

  2. So smart! I’m so guilty of so many of these too. I hate wasting money and a few of these were eye openers on ways we can save money. The recurring payments has gotten me so many times!

  3. These all make so much sense! It’s easy to waste money on things, so it’s important to really think about where our money is going. I try to regaularly check my direct debits and buy most of my clothes in the sales if I can.

  4. I could save money on everything you have in this post. In fact, it reminded me to cancel something on my wireless phone account and I’m currently on hold to saving $10 a month!

  5. Wow, I’ve never thought about these things. Thank you for these tips, I will try to be more mindful of where my money’s actually going! esp. the eat outs and the unnecessary outings!

    Karla Cruzado
    http://thewiselark.karlacruzado.com

  6. Great article – definitely going to check my statements for subscriptions I didn’t even know I had.

  7. going out to eat is probably the hardest one on there to cut back on!

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